Servco Credit Advantage makes car ownership more achievable with lower rates, lower monthly payments, and a faster, more transparent process{1}. We’re here to help you take the next step with confidence.
What to Expect with Servco Credit Advantage
Bigger Savings
We offer competitive rates for a wide range of credit scores, so you can save more over the life of your loan{2}.
Flexible Term Options
Choose from terms up to 84 months, giving you the power to shape monthly payments that fit your lifestyle.
Approvals Made Easy
We offer a quicker process and broader qualification compared to traditional auto loans.
Transparent Process
Get honest answers, clear terms, and a dedicated team to help you every step of the way.
Get Started
Financing your next car starts here. See what works for you.
Finance Calculator
Estimated Credit Profile
Term (months)
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Applicable Rate Range
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Estimated Monthly Payment
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Shop Cars by Monthly Payment
Monthly payments are calculated with a down payment of $2,000
Estimates are based on the credit score and terms you input. This does not constitute an offer of credit or loan approval. Actual rates and payments will vary based on creditworthiness and lender terms.
Ready to take the next step?{3}
Complete a credit application and see what financing options you qualify for.
Frequently Asked Questions (FAQ)
Yes, customers with limited credit history are eligible to utilize the Servco Credit Advantage program.
Servco Credit Advantage removes many of the roadblocks that come with traditional auto loans. We offer competitive rates and longer loan term options even if your credit history isn’t deep or perfect. Plus, we have a faster, simpler process and more flexible qualifications that provide a greater chance of approvals for everyone.
For vehicles priced under $50,000, a minimum down payment of 5% is required. For vehicles over $50,000, a 10% down payment will be needed.
Yes, we welcome any trade-in, even if you’re still making payments or owe more than it’s worth.
*Servco Pacific Inc. and its subsidiaries (“Servco”) are not lenders or financial institutions. Financing options offered through Servco Credit Advantage program are arranged through third-party lenders, and all credit applications are subject to lender approval. Servco does not extend credit or guarantee financing. Any estimates provided are for information purposes only and do not constitute a loan offer or commitment. Restrictions may apply and are subject to change without notice. Contact your Servco dealer for more information.